Primary Sources and Research Citations
LifeReady Institute adheres to verified evidence standards. The following primary references, peer-reviewed studies, and institutional datasets support the analysis in this guide:
- Consumer Financial Protection Bureau: Building Blocks to Financial Capability in Youth
- Cambridge University: Habit Formation and Learning in Young Children
- Journal of Economic Psychology: Parental Influences on Financial Behavior
About the Author
Dr. Marcus Vance
Developmental Educator & Author
Family educator and researcher focused on preparing children and adolescents for real-world adult responsibilities.
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COMPANION PUBLICATION
Raise Them Ready
A practical guide to helping parents raise capable, responsible and increasingly independent young people prepared for life, money, work, relationships and the digital world.
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